Oakhurst provides a warm welcome with our hospitality insurance

With tourism in South Africa accounting for 9% of our GDP, the industry is expected to grow even faster over the next 5 years. It’s projected that South Africa will see more than 19 million travellers by 2022.

Meeting the growing demand of the hospitality industry for specialised insurance requirements, Oakhurst Insurance has first-class news for owners of establishments. We have a deep understanding of the customer-centric nature of the hospitality business, and by extension, the many financial risks that operators face on a daily basis.

Who we cover:

Oakhurst Insurance provides a comprehensive solution which can be tailored to the unique needs of your establishment.

  • Airbnb properties
  • Bed and Breakfasts
  • Boutique hotels
  • Game farms
  • Golf estates and clubs
  • Guesthouses
  • Hotels (small to medium-sized)
  • Lodges
  • Restaurants
  • Resorts
  • Self-catering apartments
  • Tented safari camps

What we cover:

The hospitality industry’s major insurance risks:

  • Property and contents

The hospitality industry boasts architecturally unique hotels, tented safari camps and cosy guesthouses along with collectable and specific contents, all of which require specialised insurance. Comprehensive hospitality cover would, of course, include cover for accidents, fire, motor and watercraft. 

  • Business interruption
    The continuation of your everyday business operations and the ability to earn your regular income after a disaster are critical factors that must be considered. This cover ensures that a business’s income is replaced in such an event.
  • Liability
    Whether you own a hotel that hosts hundreds of guests or a game lodge that offers game drives, the potential liability risks are endless.

Unique cover:

  • Bilking cover
  • Cancellation of accommodation bookings
  • Cancellation of events
  • Car hire (cash in lieu only)
  • Commercial game hunting and viewing liability
  • Guest medical costs (fixed benefits)
  • Loss of liquor licence
  • Passenger Assist
  • Plumbing and appliances
  • Property of guests


  1. http://www.pwc.co.za/en/assets/pdf/hotels-outlook-182022.pdf
  2. http://www.statssa.gov.za/?p=11030

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