Oakhurst provides a warm welcome with our Full Board Hospitality Insurance

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With tourism in South Africa accounting for 9% of our GDP, the industry is expected to grow even faster over the next 5 years. It’s projected that South Africa will see more than 19 million travellers by 2022.

Meeting the growing demand of the hospitality industry for specialised insurance requirements, Oakhurst Insurance has first-class news for owners of establishments. We have a deep understanding of the customer-centric nature of the hospitality business, and by extension, the many financial risks that operators face on a daily basis.

Who we cover:

Oakhurst Insurance provides a comprehensive solution which can be tailored to the unique needs of your establishment.

  • Airbnb properties
  • Bed and Breakfasts
  • Boutique hotels
  • Game farms
  • Golf estates and clubs
  • Guesthouses
  • Hotels (small to medium-sized)
  • Lodges
  • Restaurants
  • Resorts
  • Self-catering apartments
  • Tented safari camps

What we cover:

The hospitality industry’s major insurance risks:

  • Property and contents
  • The hospitality industry boasts architecturally unique hotels, tented safari camps and cosy guesthouses along with collectable and specific contents, all of which require specialised insurance. Comprehensive hospitality cover would, of course, include cover for accidents, fire, motor and watercraft.

  • Business interruption
    The continuation of your everyday business operations and the ability to earn your regular income after a disaster are critical factors that must be considered. This cover ensures that a business’s income is replaced in such an event.
  • Liability
    Whether you own a hotel that hosts hundreds of guests or a game lodge that offers game drives, the potential liability risks are endless.

Unique cover:

  • Bilking cover
  • Cancellation of accommodation bookings
  • Cancellation of events
  • Car hire (cash reimbursement only)
  • Commercial game hunting and viewing liability
  • Guest medical costs (fixed benefits)
  • Loss of liquor licence
  • Passenger Assist
  • Plumbing and appliances
  • Property of guests

No Claims Fund:

As an Oakhurst Hospitality Insurance client, you’ll also benefit from the No Claims Fund if you stay claim-free for 12 months.

We will allocate 10% of every paid premium towards your No Claims Fund. You can then use these funds to reduce your excesses if you claim or cover small claims that would normally fall within your excess.

All you need to do to benefit from the No Claims Fund is:

  • Keep your policy active for 12 consecutive months
  • Ensure all premiums are paid
  • Remain claim-free

You will also automatically receive Gold Club benefits which gives you access to fantastic benefits like Emergency Roadside Assistance, Emergency Medical Assistance, Emergency Household Assistance as well as Legal Assistance to mention just a few.

Our hospitality cover goes hand-in-hand with personal service, expert advice as well as our mantra, We Really Care, We Deliver, leaving you to spend your time on the well-being of your clients.

Get your quote today by clicking here: https://oakhurstins.co.za/hospitality-cover/ or speak to your broker today.


  1. http://www.pwc.co.za/en/assets/pdf/hotels-outlook-182022.pdf
  2. http://www.statssa.gov.za/?p=11030


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