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Business insurance

We understand that not all businesses are the same and that their insurance needs may differ completely. To cater for these specific needs, we offer a range of excellent general and specialised-business insurance products. In addition to this, we give you the freedom to build cover that is tailored to your specific needs thus insuring all your business assets under one policy.

We offer:

  • General Commercial insurance
  • Contractorsure
  • Taxi insurance
  • Hospitality insurance
  • Commercial Vehicle insurance

General Commercial insurance

This product provides a wide range of cover to choose from, ensuring that your essential business assets are protected. This includes fire, buildings combined, office contents, business interruption and machinery breakdown to name but a few.






Business vehicles attract unique insurance requirements and Contractorsure is specifically designed to assist small contractors and businesses such as electricians, plumbers, brick pavers, swimming pool builders etc. We provide highly competitive cover for light and medium delivery vehicles that are used for business purposes, including panel vans, sedans, hatchbacks and station wagons.

Included in this policy you will automatically become a Gold Club member as well as receive these benefits: towing and storage, vehicle credit cover, third party liability, fire extinguishing costs as well as key cover.

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Taxi insurance

As a taxi owner in South Africa, you know all about the dangers of driving on our busy roads. If anything happens to your taxi, do you have adequate insurance to make sure your business doesn’t suffer? The Oakhurst Taxi product empowers taxi owners with a comprehensive insurance package at competitive premiums with the added benefit of Gold Club membership. Included in this product offering you’ll also receive Personal Accident Cover which insures the driver and passengers in the event of an accident. You also have the option of installing our telematics device, the Oakhurst Smart-Box (read more), or you can keep your existing tracking device.


We offer:

  • Comprehensive insurance – provides cover for own damage, fire, theft and liability for damage to third-party property
  • Third party, fire and theft – provides cover against fire and theft as well as damage to third party property
  • Third-party only – provides liability cover for damage to third-party property

The additional benefit of Personal Accident Cover insures you against the following:

  • Accidental death or disability of the driver of the insured vehicle
  • Accidental death or disability of the passengers of the insured vehicle

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Full Board Hospitality insurance

The hospitality industry is a dynamic, growing, fast-paced and an ever-changing one. Because it faces a multitude of risks, insurance options need to be flexible and unique to each establishment. Oakhurst has a highly experienced team that understands these risks and will ensure that you have adequate cover. Let us take care of the insurance while you give your guests your very best!

We offer:

  • Accident cover – Group & Personal
  • Business Interruption
  • Fire cover
  • Motor insurance
  • Liability cover
  • Property and contents
  • Watercraft cover

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Commercial Vehicle insurance

We cover medium and heavy commercial vehicles as well as goods-in transit. It comes with the cover options of comprehensive or third party, fire and theft or third-party only. Trailers and special vehicles can also be added to the policy.




Additional benefits

Gold Club for taxi drivers*

This exclusive membership package offers you great benefits and value for money.

These benefits include:

  • 24/7 roadside, medical and legal emergency assistance
  • Fines monitoring and licence-renewal services
  • Pothole damage and road accident fund recovery services
  • Lifestyle benefits and discounts

*Ts and Cs apply




Client testimonials

A very BIG thank you

“I was more stressed over the [claims] process than about my car being stolen but from the start Rianne was amazing. A very BIG thank you to all involved; I will recommend you to my family and friends.”

Laetitia Murray, Meyerton
Professional and polite

“If you have Oakhurst Insurance on your side they value your money. I did not have a problem when I was submitting my claim…Adri Zana, she was so professional and polite. I could feel that she was happy making that courtesy call…I could see her smiling to me during our conversation over the phone.”

Joseph Nkambule, Benoni
Vriendelike hulp

"Baie dankie Adri, ons waardeer dit baie. Ons het nog net spoedige en vriendelike hulp van jou gekry."

Jacques Bosch, Witbank

*Please note that client testimonials found on this or any other page on this website do not constitute as financial advice.